The idea
Personal finance is full of gatekeeping. The information that actually helps people sits behind paywalls, government PDFs, and 3,000-word blog posts written for ad revenue. AnswerQA exists to improve people's access to information that makes their life easier — by translating primary sources into plain English and answering one question at a time.
Who runs it
AnswerQA is founded and edited by Kalle Lamminpää, a software professional with eight years of experience building web services. AnswerQA is not a finance career — it is a side project that grew out of frustration with how much fluff stands between people and the personal finance information they actually need. The site is built and maintained by one person, and that is on purpose: a small site with one editor can move faster, cite more carefully, and refuse advertising.
You can find Kalle here: kalle.works · LinkedIn · X
Every answer on this site is researched and written from publicly available primary sources — the FDIC, IRS, Federal Reserve, FINRA, Treasury, and the Consumer Financial Protection Bureau. Sources are listed at the bottom of every question page so you can verify the answer yourself.
What this site is not
AnswerQA is not a licensed financial advisor, tax preparer, or attorney. It is an editorial site that synthesizes public information. For decisions about your specific situation — especially anything involving taxes, investments, or large debts — talk to a qualified professional. Every page on this site carries that disclaimer because we mean it.
How we work
Our editorial process is documented in detail on the methodology page. In short: every answer cites primary sources, every page records when it was last verified, and corrections are made publicly when we get something wrong.
No ads, no affiliate links
AnswerQA does not run display advertising and does not earn affiliate commissions on any product mentioned. When we recommend a category of financial product (a high-yield savings account, an index fund), we do not recommend a specific provider in exchange for payment. This site is funded directly so the answers stay honest.
Get in touch
Spotted a mistake, have a question we should answer, or want to suggest an update? Email [email protected]. Corrections are taken seriously and are turned around quickly.