credit bureaus

2 questions

How do I dispute an error on my credit report?

You have a federal right to dispute inaccurate information on your credit report for free — contact the credit bureau directly in writing, include supporting documents, and the bureau must investigate within 30 days.
How do I get my free credit report?

Go to annualcreditreport.com — the only federally authorized source — and request your free report from each of the three bureaus (Equifax, Experian, TransUnion); federal law entitles you to at least one free report per bureau per year.