What are the 2026 federal tax brackets?
The U.S. uses seven progressive federal tax brackets for 2026: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. Brackets are inflation-adjusted from 2025 and remain at the rates set by the Tax Cuts and Jobs Act of 2017, which the One Big Beautiful Bill Act made permanent. Your top bracket is your marginal rate — the rate on your last dollar — not the rate on your entire income.