getting started
3 questions
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How do I invest in the stock market for beginners?
Open a brokerage or retirement account, deposit money, and buy a low-cost total market index fund. That's the full strategy for most beginners — everything else is noise.
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How do I open a Roth IRA?
Opening a Roth IRA takes about 15 minutes online — choose a brokerage (Fidelity, Vanguard, or Schwab are the top picks), complete the application, fund the account, and buy index funds. The main requirement is having earned income and falling below the Roth IRA income limits.
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How do I start investing with little money?
You can start investing with as little as $1 — most major brokerages have eliminated minimums and offer fractional shares. The single most important move is to start early, even small amounts, because time in the market matters more than amount.